Why Sell my Policy?

The decision to sell your life insurance policy should be made with care. It's a milestone in one's life, similar to selling a house you've lived in comfortably for many years. Like that house, your policy may now be too large or too expensive to fit your current needs. Rather than maintaining such a costly asset, it may be smarter to sell your policy now, thus converting its stored value into current cash.

There are many sound reasons to sell one's life insurance policy. They include: the high cost of premium payments, declining health, a desire to buy a second home or take a dream vacation, the wish to fund educational expenses for yourself or a family member, or a need to rebalance your investment portfolio. Simply put, any requirement for immediate cash may be a sound reason to consider selling
your life insurance policy.